insurance

§ 4 Scope of cover

1.Types and amounts of reimbursements are fixed in the general terms and conditions and in the tarif conditions.

2. The insured person has the free choice of established recognised doctors and dentists. Non-medical practitioners cannot be reimbursed.

3. Drugs and dressings must be prescribed by those persons treating which are mentioned in point 2. Drugs have to be received from a pharmacy.

4. Nutritional food, restoratives, mineral waters, cosmetics, products for personal hygiene as well as bathing supplements are not considered to be drugs.

5. For a medically necessary inpatient treatment the insured person has the free choice of the public hospitals, which are under permanent medical control, which possesses sufficient diagnostic and therapeutic facilities and maintain patient histories.